Hastings Bankruptcy Attorney

Bankruptcy law offers a structured path to financial recovery for those facing overwhelming debt. It provides relief by halting collection efforts, addressing eligible debts, and offering a fresh start. 

Lentz Law, PC, LLO gudes clients through each step of bankruptcy. The process can feel daunting without guidance, and our team offers clarity about your rights and options. 

Our approach helps clients understand the complexities of Chapters 7, 11, 12, and 13 bankruptcy. With careful legal assistance, we help protect assets and work toward financial stability.

Our lawyer can help Hastings residents explore their debt relief options. We can review their circumstances and help them choose the best bankruptcy plan, if necessary. To schedule a free consultation, call our office at (402) 526-5540.

Our Services

Chapter 7 Bankruptcy 

Chapter 7 is often referred to as a liquidation bankruptcy. It allows qualified individuals to discharge unsecured debts, such as credit card balances and medical bills. For many, Chapter 7 offers relief by eliminating overwhelming debts and providing a path to start over financially. 

We walk clients through the process, helping them understand how it applies to their circumstances. 

Chapter 13 Bankruptcy 

Chapter 13 bankruptcy provides an opportunity to reorganize debt instead of eliminating it outright. Through a structured repayment plan lasting three to five years, individuals pay back creditors based on their income. 

We assist in presenting repayment proposals to the court and navigating the legal process to ensure compliance with all requirements.

Chapter 11 Bankruptcy 

Businesses typically use Chapter 11 bankruptcy, but it is also available to individuals with substantial debts and assets. This option allows for the reorganization of financial obligations while maintaining operations or assets. 

We work closely with clients to develop comprehensive reorganization plans, represent their interests in court proceedings, and ensure all legal requirements are met throughout the process.

Chapter 12 Bankruptcy 

Chapter 12 bankruptcy is specifically designed for family farmers and fishermen facing financial hardship. It provides a framework to restructure debts while allowing them to continue their operations. 

We collaborate with clients to create viable repayment plans, represent them in court proceedings, and ensure all legal obligations are satisfied, enabling them to preserve their livelihoods. 

Debt Relief and Counseling 

Bankruptcy isn't the only option for addressing financial struggles. We work with clients to explore alternatives to find the most suitable path forward. Debt relief services may include negotiating with creditors, assisting with payment plan arrangements, or assessing programs that offer financial assistance. 

We provide clear legal counsel to help our clients better understand their financial situations and make informed decisions. For those facing urgent challenges, like foreclosure or wage garnishment, we provide strategies to protect financial stability and address immediate concerns.